Oro en la cima del mundo: World’s Top Banks.


                                     World Ranking:

1 Industrial & Commercial Bank of China Limited, China
2 Deutsche Bank AG, Germany
3 BNP Paribas SA, France
4 Crédit Agricole SA, France
5 Barclays Bank PLC, UK
6 China Construction Bank Corporation, China
7 Agricultural Bank of China Limited, China
8 JAPAN POST BANK Co Ltd., Japan
9 The Royal Bank of Scotland plc, UK
10 Bank of China Limited, China
11 The Bank of Tokyo-Mitsubishi UFJ Ltd, Japan
12 JPMorgan Chase Bank National Association, USA
13 Banco Santander SA, Spain
14 Sumitomo Mitsui Banking Corporation, Japan
15 Société Générale, France
16 Lloyds TSB Bank plc, UK
17 BPCE, France
18 Bank of America NA, USA
19 UBS AG, Switzerland
22 Wells Fargo Bank NA, USA
21 Citibank NA, USA
22  HSBC Bank plc, UK
23 UniCredit SpA, Italy
24 China Development Bank Corporation, China
25 Crédit Agricole Corporate and Investment Bank, France
26 ING Bank NV, Netherlands
27 Rabobank Nederland, Netherlands
28 Credit Suisse AG, Switzerland
29 Bank of Scotland plc, UK
30 Nordea Bank AB (publ), Sweden
31 Intesa Sanpaolo SpA, Italy
32 Mizuho Bank Ltd , Japan



In 2012, the Bank continued to advance the transformation of corporate banking, kept optimizing the business structure and effectively adapted itself to the interest rate marketization, to realize sustainable development of corporate banking. The Bank introduced all-product marketing and comprehensive financial services and promoted interaction between commercial banking and investment banking, so as to satisfy customers’ diversified financial needs. It also enhanced business innovation and boosted the development of financial assets services such as asset management, entrusted management, agency trade, underwriting and consultancy, agency sales, etc. Relying on the global service network and the integrated technological platform of domestic and overseas operations, the Bank accelerated the development of global cash management and cross-border RMB business, and enhanced its global service capability and its brand’s international infl uence. Through innovation of the marketing system, the Bank provided differentiated services for customers at different tiers, enhanced the marketing and service quality for key customers, and expanded the customer base by winning over more small and medium enterprise (SME) customers.

The Bank was awarded the “Best Corporate Bank in China” by Global Finance. At the end of 2012, the Bank had 4.38 million corporate customers, representing an increase of 270 thousand customers from the end of the previous year; among them, 143 thousand corporate customers had loan balances with the Bank, representing an increase of 16 thousand customers. According to statistics from PBC, at the end of 2012, the Bank ranked first in the banking industry in terms of corporate loans and corporate deposits, with a market share of 11.8% and 12.6%, respectively.


En 2012 , el Banco continuó avanzando la transformación de la banca corporativa , mantuvo la optimización de la estructura de negocios y efectivamente se adaptó a la mercantilización de tasa de interés , para hacer realidad el desarrollo sostenible de la banca corporativa . El Banco introdujo la comercialización de todos los productos y servicios financieros integrales y promovió la interacción entre la banca comercial y la banca de inversión , con el fin de satisfacer las necesidades financieras diversificadas de los clientes. También ha mejorado la innovación empresarial e impulsó el desarrollo de servicios de activos financieros , como la gestión de activos, gestión encomendada , el comercio de agencia, aseguramiento y consultoría , las ventas de las agencias , etc que utilizan la red de servicio global y la plataforma tecnológica integrada de las operaciones nacionales y extranjeros , el Banco aceleró el desarrollo de la gestión de tesorería global y negocios en RMB transfronteriza, y ha mejorado su capacidad de servicio global y infl uencia internacional de su marca. A través de la innovación del sistema de comercialización , el Banco proporcionó servicios diferenciados para los clientes en los diferentes niveles , mejora la comercialización y el servicio de calidad a los clientes clave , y se amplió la base de clientes , al ganar más de (PYME ) de los clientes de pequeñas y medianas empresas más .

El Banco fue galardonado con el ” Mejor Banco Corporativo en China” por Global Finance . A finales de 2012 , el Banco tenía 4,38 millones de clientes corporativos , lo que representa un aumento de 270 mil clientes de la final del año anterior , entre ellas , 143.000 clientes corporativos tenían saldos de préstamos con el Banco , lo que representa un aumento de 16 mil clientes . Según las estadísticas del PBC , a finales de 2012 , el Banco ocupó el primer lugar en la industria de la banca en cuanto a créditos corporativos y los depósitos corporativos , con una cuota de mercado del 11,8 % y 12,6 % , respectivamente.


黄金の太陽: The power of the solar technology etf TAN


Guggenheim Solar (TAN)

46.70 Down 0.56(1.18%) 4:00PM EST|After Hours : 46.10 Down 0.60 (1.28%) 7:11PM EST

Prev Close: 47.26
Open: 47.51
Bid: 46.00 x 200
Ask: 47.35 x 100
NAV¹: 46.95
Net Assets²: 383.58M
YTD Return(Mkt)²: 11.80%
Day’s Range: 45.88 – 47.78
52wk Range: 15.00 – 47.78
Volume: 1,036,528
Avg Vol (3m): 561,480
P/E (ttm)²: 17
Yield (ttm)²: 1.14

¹As of Feb 27, 2014

²As of Jan 31, 2014

The Guggenheim/MAC Global Solar Energy Index ETF seeks investment results that correspond generally to the performance, before the Fund’s fees and expenses, of an equity index called the MAC Global Solar Energy Index. The Fund will normally invest at least 90% of its total assets in common stock, American depositary receipts and global depositary receipts that comprise the Index. Guggenheim Advisors, LLC seeks a correlation over time of 0.95 or better between the Fund’s performance and the performance of the Index.

The Index is designed to track companies within the following business segments of the solar energy industry: companies that produce solar power equipment and products for end-users, companies that produce fabrication products (such as the equipment used by solar cell and module producers to manufacture solar power equipment) or services (such as companies specializing in the solar cell manufacturing or the provision of consulting services to solar cell and module producers) for solar power equipment producers, companies that supply raw materials or components to solar power equipment producers or integrators; companies that derive a significant portion of their business (measured in the manner set forth below under “Index Methodology” section) from solar power system sales, distribution, installation, integration or financing; and companies that specialize in selling electricity derived from solar power.



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Future of Money: Bitcoin

around $800 =1 bitcoin

around $800 =1 bitcoin

It is a virtual currency that allows people to purchase online without any taxation or issues with exchanges from different countries. This freedom challenges the monetary and legal system of many countries. Still it brings about the new age of finances where money is officially just an intermediary idea and nothing physical.

Bitcoin uses peer-to-peer technology to operate with no central authority or banks; managing transactions and the issuing of bitcoins is carried out collectively by the network. Bitcoin is open-source; its design is public, nobody owns or controls Bitcoin and everyone can take part. Through many of its unique properties, Bitcoin allows exciting uses that could not be covered by any previous payment system.

Bitcoins are created by a process called mining, in which participants verify and record payments in exchange for transaction fees and newly minted bitcoins.Users send and receive bitcoins using wallet software on a personal computermobile device, or a web application. Bitcoins can be obtained by mining or in exchange for products, services, or other currencies.

Bitcoin has been a subject of scrutiny due to ties with illicit activity. In 2013, the US FBI shut down the Silk Road online black market and seized 144,000 bitcoins worth US$28.5 million at the time. The US is considered Bitcoin-friendly compared to other governments, however.In China, new rules restrict bitcoin exchange for local currency,the European Banking Authority has warned that Bitcoin lacks consumer protections,and the Canadian government announced that they intend track and regulate large virtual currency transactions as part of an update to laws on money laundering and terrorism prevention.Bitcoins can be stolen, and chargebacks are impossible.

Commercial use of Bitcoin, illicit or otherwise, is currently small compared to its use by speculators, which has fueled price volatility.[15] Bitcoin as a form of payment for products and services has seen growth, however, and merchants have an incentive to accept the currency because transaction fees are lower than the 2–3% typically imposed by credit card processors.

The Creator

Satoshi Nakamoto (中本哲史 Nakamoto Satoshi) is the pseudonymous person or group that designed and created the Bitcoin protocol and reference software, Bitcoin-Qt. In 2008, Nakamoto published a paper on The Cryptography Mailing list at metzdowd.com[3] describing the Bitcoin digital currency. In 2009, he released the first Bitcoin software that launched the network and the first units of the Bitcoin currency.

Nakamoto continued to contribute to his Bitcoin software release with other developers until contact with his team and the community gradually began to fade in mid-2010. Near this time, he handed over control of the source code repository and alert key functions of the software to Gavin Andresen. Also around this same time, he handed over control of the Bitcoin.org domain and several other domains to various prominent members of the Bitcoin community.

Nakamoto is believed to be in possession of roughly one million bitcoins. At one point in December 2013, this was the equivalent of 1.1 billion US dollars.

Time to buy

While prices may be on the decline, people are still buying, just at a lesser price. Much like the housing bubble bursting in 2008, those already invested are seeing losses, but first-time buyers are getting in at lows that haven’t existed in months. Earlier today, at least one buyer was able to secure a price of $102/BTC on the second-largest bitcoin exchange, BTC-e. But that seems to be an anomaly as most exchange lows are around $550, and active trades are happening in the $600-$650 range.

Perhaps more important than price is the volume of trades. During the month of January, when prices remained stable, the volume of trades rarely peaked over 11,000 trades on Mt.Gox and BTC-e, and Bitstamp saw a few days that peaked around 20,000. However, in the last 24 hours, trade volume skyrocketed to an average of 50,000 on each of the three exchanges. This shows that people aren’t just sitting on this price drop; bitcoins are moving.